OUR SERVICES
Regardless of where you are in your financial journey, our tried-and-true financial planning approach offers individualized, hands-on service that addresses your entire financial picture. Whether you're starting from the beginning, have already begun your financial ascent, or are looking to retool your financial plan from the summit.
Unlike conventional investment solutions, Beyond Wealth Solutions offers a comprehensive approach to financial planning that takes a far wider view. Our area of expertise is assisting people and families in creating practical personal financial plans so they can approach and enjoy retirement in the way that best suits their needs.
Not sure where to start? Fearing that it will be too late for you to retire when it comes time? We are still able to assist!
401K ROLLOVER
A 401(k) rollover is the process of transferring funds from a previous employer's retirement plan, such as a 401(k) or 403(b), into an individual retirement account (IRA) or a new employer's retirement plan. This allows you to maintain the tax-deferred status of your retirement savings and gain more control over your investment options.
ROTH CONVERSIONS
Our team of financial experts can provide personalized guidance and analysis to help you determine if a Roth conversion is right for you. We'll assess your financial situation, retirement goals, and tax considerations to develop a strategy that maximizes your long-term benefits.
ANNUITIES
An annuity is a contract between you and an insurance company that provides regular payments in exchange for a lump-sum investment or series of payments. Annuities are commonly used as retirement income vehicles, offering a steady stream of income that can supplement Social Security, pensions, and other retirement savings.
PERSONAL PENSIONS
A personal pension is a retirement savings plan designed to provide you with a steady income during your retirement years. It offers a reliable source of funds to supplement your other retirement income streams, such as Social Security or employer-sponsored retirement plans.
ESTATE PLANNING
Estate planning is the process of creating a legal framework to manage and distribute your assets in accordance with your wishes after your passing. It involves various legal documents and strategies designed to minimize taxes, avoid probate, and ensure that your assets are transferred to your chosen beneficiaries smoothly and efficiently.
WILLS & LIVING TRUSTS
To allocate assets after death, estate planners can utilize living trusts and wills. Through probate, a will names inheritors and an executor. On the other hand, a living trust, created during a person's lifetime, manages assets with the decedent serving as trustee until their death. Probate is avoided with living trusts, saving beneficiaries money and time.
LIFE INSURANCE
Life insurance is a contract between you and an insurance company that provides a lump-sum payment, known as a death benefit, to your beneficiaries upon your death. This financial protection can help your loved ones cover expenses such as funeral costs, mortgage payments, outstanding debts, education expenses, and ongoing living expenses.
RETIREMENT PLANNING
Retirement planning is the process of setting financial goals and creating a strategy to accumulate savings, invest wisely, and ultimately achieve financial independence in retirement. It involves evaluating your current financial situation, estimating future expenses, and developing a plan to ensure that you have enough income to support your desired lifestyle throughout retirement.